Sure, you’ll get all the essentials with this account — but you’ll also get rewarded for your higher balance with competitive, tiered interest.
- Tiered Interest*
- Free Digital Banking
- Free Debit Card
- Earns competitive, tiered interest*
- Higher balances receive higher rates
- Avoid the $10 monthly service charge with an average daily balance of $1,000 or more
- No internal fee to use other banks' ATMs**
- Free Mastercard® debit card
- Free digital banking, including:
- First1Online banking
- First1Mobile banking
- Identity theft protection available
- $100 minimum deposit to open
See our current Rates!
*Fees may reduce earnings.
**Other banks may impose their own fee to use their ATMs.