Sure, you’ll get all the essentials with this account — but you’ll also get rewarded for your higher balance with competitive, tiered interest.

Rates

Key Features

  • Tiered Interest*
  • Free Digital Banking
  • Free Debit Card
  • Earns competitive, tiered interest*
    • Higher balances receive higher rates
  • Avoid the $10 monthly service charge with an average daily balance of $1,000 or more
  • No internal fee to use other banks' ATMs**
  • Free Mastercard® debit card
  • Free digital banking, including:
    • First1Online banking
    • First1Mobile banking
    • eStatements
  • Identity theft protection available
  • $100 minimum deposit to open

See our current Rates!

*Fees may reduce earnings.

**Other banks may impose their own fee to use their ATMs.