Put that higher savings balance to work — while maintaining plenty of access to your funds. If those are your priorities, this is the way to go.


Key Features

  • Competitive, Tiered Rates
  • Direct Check Writing
  • Free Online Banking
  • Competitive, tiered rates — higher balances earn higher rates
  • Must maintain a minimum balance of $1,000 each day to obtain the disclosed APY* 
  • Enjoy flexibility with enhanced access to funds, including direct check writing
  • Avoid $10 monthly service fee by maintaining an average balance of $1,000 or more 
  • Free online banking, including:
    • First1Online Banking
    • First1Mobile banking
    • eStatements
  • Identity theft protection available
  • $100 minimum deposit to open

*APY = Annual Percentage Yield. Fees may reduce earnings.