Shopping’s a whole lot more fun when you get 3.00% cash back on your debit card purchases.^

Key Features

  • Cash Back on Debit Card Purchases
  • Refunds on ATM Withdrawal Fees^
  • No Monthly Service Charge
  • Free Digital Banking
  • A checking account that pays you back
  • 3.00% cash back on debit card purchases^
    • No category restrictions on purchases
    • Cash back earned on up to $300 in purchases monthly
    • Earn up to $108 cash back per year, $9 per month
  • Refunds on ATM withdrawal fees, nationwide (up to $25 monthly)^
  • Link to Kasasa Saver® to build savings automatically 
  • No minimum balance to earn rewards
  • No monthly service charge
  • Free Mastercard® Shazam Check debit card
  • Free digital banking, including:
    • First1Online banking
    • First1Mobile banking
    • eStatements
  • Identity theft protection available
  • $100 minimum deposit to open

Please note that receiving eStatements is a condition of having this account.

It’s pretty easy to earn cash back.

Just do a few simple things. Enrollments must be in place and all of the following transactions and activities must post and settle to your Kasasa Cash Back® account during each Monthly Qualification Cycle:

  • At least 1 direct deposit, ACH payment, or bill pay transaction
  • At least 12 debit card purchases

And if you don’t meet these qualifications, don’t worry — your account is still free. Plus, you can get right back to earning your cash rewards the very next cycle that you qualify.

See our Kasasa Cycle Dates — to see when you’ll qualify for rewards!

Note: Automatic transfer may cause an overdraft to your accounts, if the account's balance is less than the transferred amount when transfer occurs.

^Qualifications Information: Account transactions and activities may take one or more banking days to post and settle to the account and all must do so during the Monthly Qualification Cycle in order to qualify for the account's rewards. The following activities do not count toward earning account rewards: ATM-processed transactions, transfers between accounts, debit card purchases processed by merchants and received by First Bank as ATM or transactions and purchases made with non-First Bank issued debit or credit cards. "Monthly Qualification Cycle" means a period beginning one (1) banking day prior to the first day of the current statement cycle through one (1) day prior to the close of the current statement cycle.

Reward Information: When Kasasa Cash Back qualifications are met during a Monthly Qualification Cycle, you will receive (1) 3.0% cash back on up to a total of $300.00 debit card purchases that post and settle to the account during that cycle period. A maximum of $9.00 cash back may be earned per Monthly Qualification Cycle. You will also receive reimbursements up to $25 for nationwide ATM fees incurred during the Monthly Qualification Cycle in which you qualified. An ATM receipt must be presented within thirty (30) calendar days of transaction for reimbursements of individual ATM fees of $5.00 or higher.

When Kasasa Cash Back qualifications are not met, no cash back payments are made and ATM fees are not refunded. Cash back payments and ATM fee reimbursements will be credited to your Kasasa Cash Back account on the last day of statement cycle. Rates and rewards are variable and may change after account is opened. Fees may reduce earnings.

Additional Information: Account approval, conditions, qualifications, limits, timeframes, enrollments, log-ons and other requirements apply. Monthly Direct Deposit/ACH credit, Bill Pay or ACH debit, and receipt of electronic statements are condition of these accounts. Enrollment in electronic services (e.g. online banking, electronic statements) and log-ons may be required to meet some of the account's qualifications. Limit 1 account per social security number as the primary account holder. There are no recurring monthly service charges or fees to open or close this account. Contact a First Bank service representative for additional information, details, restrictions, processing limitations and enrollment instructions. Member FDIC. Kasasa & Kasasa Cash are trademarks of BancVue, Ltd., registered in the U.S.A.