The Following Fees may be assesed against your account and the following transaction limitations,if any, apply to your account:
Automated Teller Machines (ATM)
| Type | Fee |
|---|---|
| Balance Inquiries (any ATM) | FREE |
| Non Customer Withdrawals | $2.50 |
| Transfers | FREE |
| Withdrawals At First Bank ATMs | FREE |
Commercial Services
| Chargeback Items- Business | $6.00 Per Item |
| RDC Setup Fee ( Remote Deposit Scanner Initial Setup) | $250.00 |
| Monthly RDC Service Fee (Remote Deposit Scanner Monthly Fee) | $25.00 |
| Monthly Positive Pay Fee | $25.00 |
|
ACH Service Set Up Fee ( ACH Origination Initial Setup Fee) See ACH Origination Agreement for additional ACH service fees that may apply. |
$100.00 |
Shazam Check Debit Card (Master Card Debit Card)
| Type | Fee |
|---|---|
| Replacement Debit Card | $5.00 |
| Person-To-Person (P2P) | $2.00 per Outgoing Transaction |
E-Banking Services
| Type | Fee |
|---|---|
| First1Online Banking & Bill Pay | FREE |
| First1Mobile Banking & Bill Pay | FREE |
| Stop Payment Renewal Fee | $30.00 |
Wire Transfer Services
| Type | Fee |
|---|---|
| Incoming Wire- Domestic | FREE |
| Incoming Wire- International | FREE |
| Outgoing Wire- Domestic | $15.00 |
| Outgoing Wire- International | $45.00 |
Accounts - Miscellaneous
| Type | Fee |
|---|---|
| Dormant Account fee | $5.00 Per Month |
| Research fee | $25.00 Per Hour ( Min. 1 Hour) |
| Research Photocopy | $1.00 Per Page |
| Returned Mail- Undeliverable | $5.00 Per Month |
| Statement Printout | $5.00 Per Statement |
| Temporary Checks | $1.00 Per Page (4 Checks per page) |
| Temporary Deposit Slips | FREE |
| Transfers | FREE |
|
Fee for Automatic Transfer (Overdraft Protection link to another deposit account you have at First Bank) |
$2.00 Per Transfer |
|
Excessive Debit fee (Savings Account) |
$4.00 Each Withdrawal/Debit Over 3 Per Month |
| Stop Payment Renewal | $30.00 |
Closed Accounts
| Type | Fee |
|---|---|
|
Business Account Closure (Within 6 months of account opening) |
$20.00 |
Overdraft Fee Categories
An overdraft item or returned item may be created by check, in person withdrawal, ATM withdrawal, Debit Card purchase or other electronic means.
| Type | Fee |
|---|---|
|
Overdraft Fee - each overdraft paid Per item presented. Per item presented means each time an item is presented, including representment. |
$30.00 Limit 5 Per Day Limit $150 on total fees |
|
Returned Item Fee Item is Returned Unpaid |
$30.00 Limit 5 Per Day Limit $150 on total fees |
*Per item presented means each time an item is presented, including representment.
Miscellaneous
| Type | Fee |
|---|---|
| Check Collection - Customers | $15.00 Per Item |
| Fax |
$2.00 Per Page |
| Fax - Per Page (Non Customers) | $4.00 |
| IRS Levy, State Levy, or Writ of Garnishment | $100.00 |
| Payoff Letter Fee- Loan | $25.00 |
| Notary Public Services | FREE |
| Cashiers Check Fee | $5.00 |
Currency and Coin
Currency withdrawals may be limited to $25,000 without 48 hours advance notice and subject to a currency handling fee.
| Type | Fee |
|---|---|
| Coin cointing and sorting | 3% |
|
Large Currency Withdrawal Handling Fee over $25,000 (Currency withdrawals may be limited to $25,000 without 24 hours advanced notice) |
0.3% |
| Foreign Currency Order Fee | $50.00 |
Night Depository
| Type | Fee |
|---|---|
| Zipper Bags | $1.00 |
| Zipper Bags - With Lock | $25.00 |
Safe Deposit Boxes
*Contents are not insured or guaranteed by the bank, the FDIC, or by any other government agency.
| Type | Fee |
|---|---|
| 2x5 inches | $25.00 |
| 3x5 inches | $30.00 |
| 4x5 inches | $35.00 |
| 5x5 inches | $40.00 |
| 3x10 inches | $45.00 |
| 4x10 inches | $50.00 |
| 5x10 inches | $55.00 |
| 10x10 inches | $75.00 |
| Key Deposit | $20.00 at Account Opening |
| Lost Key | Forfeit of Safe Deposit Box Key Deposit |
| Drill Box | Current Market Rate |