Automated Teller Machines (ATM)

Type Fee
Balance Inquiries (any ATM) FREE
Non Customer Withdrawals $2.50
Transfers FREE
Withdrawals At First Bank ATMs FREE

Shazam Check Debit Cards (Master Card Debit Card)

Type Fee
Replacement Debit Card $5.00
Person-To-Person (P2P) $2.00 per Outgoing Transaction

E-Banking Services

Type Fee
First1Online Banking & Bill Pay FREE
First1Mobile Banking & Bill Pay FREE
Stop Payment - Billpay $30.00

Wire Transfer Services

Type Fee
Incoming - Domestic FREE
Incoming - International FREE
Outgoing - Domestic $15.00
Outgoing - International $45.00

Chargeback Items

Type Fee
Chargeback Items - Business $6.00
Chargeback Items - Redeposit FREE

Accounts - Miscellaneous

Type Fee
Dormant Service Charge $5.00/month
Research Per Hour - Min. One Hour $25.00
Research Photocopy Per Page $1.00
Returned Mail, Undeliverable $5.00/month
Statement Printout $5.00
Temporary Checks - 4 Checks $1.00
Temporary Deposit Slips FREE
Transfers FREE
Automatic Transfers(To Cover Overdraft) $2.00
Savings-Excess Debit Fee for each Withdrawal/Debit over 3 per Month $4.00/Debit
Stop Payment Order $30.00

Closed Accounts

Type Fee
Closed Account - First 6 Months BUSINESS ACCOUNTS ONLY $20.00

Overdraft Charges

An overdraft item or returned item may be created by check, in person withdrawal, ATM withdrawal, Debit Card purchase or other electronic means.

Type Fee
Overdraft Item Fee - Item is paid. $30.00
Returned Item Fee - Item is returned unpaid. (Fee per item presented*) $30.00

*Per item presented means each time an item is presented, including representment.


Type Fee
Check Collection - Customers $15.00
Foreign Currency Exchange $50.00
Fax - Per Page $2.00
Fax - Per Page (Non Customers) $4.00
IRS Levy, State Levy, or Writ of Garnishment $100.00
Loans - Payoff Letters $25.00
Notary Public - Customers FREE
Cashiers Check - Customers $5.00


Currency and Coin

Currency withdrawals may be limited to $25,000 without 48 hours advance notice and subject to a currency handling fee.

Type Fee
Coin cointing and sorting 3%
Currency withdrawals may be limited to $25,000 without 48 hours advance notice and subject to a currency handling fee. 0.3%

Night Depository

Type Fee
Zipper Bags $1.00
Zipper Bags - With Lock $25.00

Safe Deposit Boxes

Type Fee
2x5 inches $25.00
3x5 inches $30.00
4x5 inches $35.00
5x5 inches $40.00
3x10 inches $45.00
4x10 inches $50.00
5x10 inches $55.00
10x10 inches $75.00
Key Deposit $20.00
Lost Key Forfeit Deposit
Drill Box Current Rate

*Contents are not insured or guaranteed by the bank, the FDIC, or by any other government agency.