The Following Fees may be assesed against your account and the following transaction limitations,if any, apply to your account:

Automated Teller Machines (ATM)

Type Fee
Balance Inquiries (any ATM) FREE
Non Customer Withdrawals $2.50
Transfers FREE
Withdrawals At First Bank ATMs FREE

Commercial Services

Chargeback Items- Business $6.00 Per Item
RDC Setup Fee ( Remote Deposit Scanner Initial Setup)  $250.00
Monthly RDC Service Fee          (Remote Deposit Scanner Monthly Fee) $25.00
Monthly Positive Pay Fee $25.00

ACH Service Set Up Fee ( ACH Origination Initial Setup Fee) 

See ACH Origination Agreement for additional ACH service fees that may apply. 


Shazam Check Debit Card (Master Card Debit Card)

Type Fee
Replacement Debit Card $5.00
Person-To-Person (P2P) $2.00 per Outgoing Transaction

E-Banking Services

Type Fee
First1Online Banking & Bill Pay FREE
First1Mobile Banking & Bill Pay FREE
Stop Payment Renewal Fee $30.00

Wire Transfer Services

Type Fee
Incoming Wire- Domestic FREE
Incoming Wire- International FREE
Outgoing Wire- Domestic $15.00
Outgoing Wire- International $45.00

Accounts - Miscellaneous

Type Fee
Dormant Account fee $5.00 Per Month
Research fee $25.00 Per Hour     ( Min. 1 Hour)
Research Photocopy $1.00 Per Page
Returned Mail- Undeliverable $5.00 Per Month
Statement Printout $5.00 Per Statement
Temporary Checks  $1.00 Per Page    (4 Checks per page)
Temporary Deposit Slips FREE
Transfers FREE

Fee for Automatic Transfer

(Overdraft Protection link to another deposit account you have at First Bank)

$2.00 Per Transfer

Excessive Debit fee                                   (Savings Account) 

$4.00  Each Withdrawal/Debit Over 3 Per Month 

Stop Payment Renewal $30.00

Closed Accounts

Type Fee

Business Account Closure

(Within 6 months of account opening)


Overdraft Fee Categories

An overdraft item or returned item may be created by check, in person withdrawal, ATM withdrawal, Debit Card purchase or other electronic means.

Type Fee

Overdraft Fee - each overdraft paid

Per item presented. Per item presented means each time an item is presented, including representment.

$30.00          Limit 5 Per Day  Limit $150 on total fees  

Returned Item Fee                         

Item is Returned Unpaid

$30.00                  Limit 5 Per Day  Limit $150 on total fees  

*Per item presented means each time an item is presented, including representment.


Type Fee
Check Collection - Customers $15.00 Per Item

$2.00 Per Page

Fax - Per Page (Non Customers) $4.00
IRS Levy, State Levy, or Writ of Garnishment $100.00
Payoff Letter Fee- Loan  $25.00
Notary Public Services FREE
Cashiers Check Fee $5.00


Currency and Coin

Currency withdrawals may be limited to $25,000 without 48 hours advance notice and subject to a currency handling fee.

Type Fee
Coin cointing and sorting 3%

Large Currency Withdrawal Handling Fee over $25,000 (Currency withdrawals may be limited to $25,000 without 24 hours advanced notice)

Foreign Currency Order Fee $50.00

Night Depository

Type Fee
Zipper Bags $1.00
Zipper Bags - With Lock $25.00

Safe Deposit Boxes

*Contents are not insured or guaranteed by the bank, the FDIC, or by any other government agency.

Type Fee
2x5 inches $25.00
3x5 inches $30.00
4x5 inches $35.00
5x5 inches $40.00
3x10 inches $45.00
4x10 inches $50.00
5x10 inches $55.00
10x10 inches $75.00
Key Deposit $20.00 at Account Opening
Lost Key Forfeit of Safe Deposit Box Key Deposit
Drill Box Current Market Rate