Does Your Business Send ACH Payments? This Free Event Is for You.
If your business sends payroll, vendor payments, or bill pay through ACH, you have real obligations and real exposure to fraud. Join First Bank and payments expert Krystle Bucci of ePayResources for a practical evening designed to give you exactly what you need to originate ACH payments with confidence.
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Your responsibilities as an ACH originator under federal payment rules
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How to spot and stop ACH fraud before it costs your business
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Best practices to keep your payments compliant and your customers protected
When & Where:
Wednesday, August 20th
6:00 PM – 7:30 PM
First Bank - Fort Myers Office
11741 Palm Beach Blvd #100
Fort Myers, FL 33905
In-person and virtual attendance available.
Eligibility + Refreshments:
This event is intended for First Bank commercial customers only. Light refreshments will be provided.
Meet your Speaker
Krystle Bucci, AAP, AFPP, APRP
Manager, Payments Education — ePayResources
Krystle brings over 20 years of financial services experience, including leadership roles at a community bank. She specializes in ACH compliance, fraud prevention, and payment risk and holds three nationally recognized Nacha certifications.
Certificates of Deposit (CDs)
| Term | Minimum Opening Deposit | Rate | APY |
|---|---|---|---|
| 12 Month | $2,500 | 3.00% | 3.04% |
| 36 Month | $2,500 | 2.75% | 2.78% |
A penalty may be imposed for early withdrawal. APY = Annual Percentage Yield. Rates and APYs are accurate as of January 7, 2026. Rates may change without notice after the account is opened. Fees may reduce earnings.
First1Interest Checking Account
| Minimum Balance | Minimum Opening Deposit | Rate | APY |
|---|---|---|---|
| $0.01 to $2,499 | $100 | 0.15% | 0.15% |
| $2,500 - $24,999.99 | $100 | 0.20% | 0.20% |
| $25,000 - $249,999.99 | $100 | 0.25% | 0.25% |
| $250,000 - $499,999.99 | $100 | 0.30% | 0.30% |
| $500,000 and over | $100 | 0.35% | 0.35% |
APY = Annual Percentage Yield. Rates and APYs are accurate as of January 7, 2026. Rates are variable and may change without notice after the account is opened. Fees may reduce earnings.
First1Savings Account
| Minimum Balance | Minimum Opening Deposit | Rate | APY |
|---|---|---|---|
| $0.01 to $2,499.99 | $50 | 0.15% | 0.15% |
| $2,500 - $24,999.99 | $50 | 0.20% | 0.20% |
| $25,000 - $249,999.99 | $50 | 0.25% | 0.25% |
| $250,000 - $499,999.99 | $50 | 0.30% | 0.30% |
| $500,000 and over | $50 | 0.35% | 0.35% |
APY = Annual Percentage Yield. Rates and APYs are accurate as of January 7, 2026. Rates are variable and may change without notice after the account is opened. Fees may reduce earnings.
Kasasa Cash
| Balance | Minimum Opening Deposit | Rate | APY |
|---|---|---|---|
| $0.01 to $25,000 | $100 | 5.00% | 5.12% |
| $25,001 and over | $100 | 0.75% | 5.12% to 1.84%* |
| Base Rate (Qualifications not met) | $100 | 0.05% | 0.05% |
*Blended APY, example based on a balance ranging from $25,001-$100,000. When qualifications are met, the interest rates will be paid only for the portion of the account balance within that tier. The APY will vary, within the range, depending upon the balance. Additional requirements may apply.
Qualifications to Earn Rewards
Enrollments must be in place and all of the following transactions and activities must post and settle to your Kasasa Cash account during each Monthly Qualification Cycle:
- At least 1 direct deposit, ACH payment, or bill pay transaction
- At least 12 debit card purchases
- Agree to receive eStatments
And if you don’t meet these qualifications, don’t worry — your account is still free. Plus, you’ll still earn our base rate. And you can get right back to earning your full rewards the very next cycle that you qualify.
APY = Annual Percentage Yield .Rates and APYs are accurate as of January 7, 2026. Rates and rewards are variable and may change without notice after the account is opened.
Kasasa Saver
| Balance | Minimum Opening Deposit | Rate | APY |
|---|---|---|---|
| $0.01 to $25,000 | $50 | 1.05% | 1.06% |
| $25,001 and over | $50 | 0.40% | 1.06% to 0.56%* |
| Base Rate (Qualifications not met) | $50 | 0.05% | 0.05% |
*Blended APY, example based on a balance ranging from $25,001-$100,000. When qualifications are met, the interest rates will be paid only for the portion of the account balance within that tier. The APY will vary, within the range, depending upon the account balance. Additional requirements may apply.
Qualifications to Earn the Higher Rate
Qualifying for your Kasasa Cash or Kasasa Cash Back® rewards automatically qualifies you for the highest Kasasa Saver rate, too. Enrollments must be in place and all of the following transactions and activities must post and settle to your Kasasa Cash or Kasasa Cash Back account during each Monthly Qualification Cycle:
- At least 1 direct deposit, ACH payment, or bill pay transaction
- At least 12 debit card purchases
- Agree to receive eStatements
And if you don’t meet these qualifications, don’t worry — your accounts are still free. Plus, you’ll still earn our base rate in Kasasa Saver. And you can get right back to earning your full rewards the very next cycle that you qualify.
APY = Annual Percentage Yield. Rates and APYs are accurate as of January 7, 2026. Rates and rewards are variable and may change without notice after the account is opened.
Money Market Account
| Minimum Balance | Minimum Opening Deposit | Rate | APY |
|---|---|---|---|
| $0.01 - $10,000.00 | $100 | 0.80% | 0.80% |
| $10,000.01 - $25,000.00 | $100 | 0.90% | 0.90% |
| $25,000.01 - $50,000.00 | $100 | 1.10% | 1.11% |
| $50,000.01 - $100,000.00 | $100 | 1.30% | 1.31% |
| $100,000.01 - $250,000.00 | $100 | 1.50% | 1.51% |
| $250,000.01 - $500,000.00 | $100 | 1.70% | 1.71% |
| $500,000.01 - $1,000,000.00 | $100 | 1.80% | 1.81% |
| $1,000,000.01 and over | $100 | 2.05% | 2.07% |
APY = Annual Percentage Yield. Rates and APYs are accurate as of January 7, 2026. Rates are variable and may change without notice after the account is opened. Fees may reduce earnings.