(RD) Free Kasasa Cash Back®

Free Kasasa Cash Back®

When we say cash back, we really mean it. Forget about accumulating reward points. This free checking account actually gives you real cash back anytime you use your debit card for everyday purchases.

Plus, you also receive ATM fee refunds nationwide*, all just for doing convenient things you probably already do. And you can link to Kasasa Saver® for seamless savings. We call that win-win-win!

  • 3.00% cash back on debit card purchases*
  • No category restrictions on purchases
  • Cash back earned on up to $300 in purchases monthly
  • Earn up to $108 cash back per year, $9 per month*
  • ATM fee refunds nationwide (up to $25 monthly)*
  • Pair with a free Kasasa Saver account and watch your savings grow
  • No minimum balance requirement to earn rewards
  • No monthly service fee
  • Free online banking with bill pay
  • Free mobile banking
  • Free eStatements
  • Free debit card
  • Free Identity Theft Protection
  • Minimum opening deposit of $100

It's Easy to Earn Rewards!

It's easy to get the reward rate and ATM fee refunds.* To earn your rewards, simply do the following activities and transactions in your Kasasa Cash Back account each monthly qualification cycle:

  • Have at least 12 debit card purchases post and settle
  • Have at least 1 automatic payment (ACH) or direct deposit post and settle
  • Be enrolled and receive eStatement notice

If you don't qualify in a given cycle, no worries. Your checking account is still free, and you can get right back to earning rewards the very next cycle!

Cycle Dates

All debit card purchases and ACH transactions must be posted to the account during the "Qualification Cycle". The Qualification Cycle ends one business day before the Statement Cycle. This allows the interest and ATM refunds to be computed and paid on the last day of the Statement. Kasasa Cash Statement Cycles end on the 27th of each month. Due to holidays and weekends the Qualification Cycle does not always end on the 26th, and can range between the 23rd and the 26th of the given month. The actual dates are listed below. All 12 Point-of-Sale debit card transactions must be posted to the account by the end date of the Qualification Cycle.

2020 Qualification Cycle Dates

January - December 27, 2019 to January 24, 2020

February - January 25, 2020 to February 26, 2020 

March - February 27, 2020 to March 26, 2020 

April - March 27, 2020 to April 24, 2020

May - April 25, 2020 to May 26, 2020 

June - May 27, 2020 to June 25, 2020

July - June 26, 2020 to July 24, 2020 

August - July 25, 2020 to August 26, 2020

September - August 27, 2020 to September 24, 2020 

October - September 25, 2020 to October 26, 2020 

November - October 27, 2020 to November 25, 2020

December - November 26, 2020 to December 23, 2020

 *Qualifications Information: Account transactions and activities may take one or more banking days to post and settle to the account and all must do so during the Monthly Qualification Cycle in order to qualify for the account's rewards. The following activities do not count toward earning account rewards: ATM-processed transactions, transfers between accounts, debit card purchases processed by merchants and received by First Bank as ATM or transactions and purchases made with non-First Bank issued debit or credit cards. "Monthly Qualification Cycle" means a period beginning one (1) day prior to the first day of the current statement cycle through one (1) day prior to the close of the current statement cycle.

Reward Information: When Kasasa Cash Back qualifications are met during a Monthly Qualification Cycle, you will receive (1) 3.0% cash back on up to a total of $300.00 debit card purchases that post and settle to the account during that cycle period. A maximum of $9.00 cash back may be earned per Monthly Qualification Cycle. You will also receive reimbursements up to $25 for nationwide ATM fees incurred during the Monthly Qualification Cycle in which you qualified. An ATM receipt must be presented within thirty (30) calendar days of transaction for reimbursements of individual ATM fees of $5.00 or higher.

When Kasasa Cash Back qualifications are not met, no cash back payments are made and ATM fees are not refunded. Cash back payments and ATM fee reimbursements will be credited to your Kasasa Cash Back account on the last day of statement cycle. Rates and rewards are variable and may change after account is opened. Fees may reduce earnings.

Additional Information: Account approval, conditions, qualifications, limits, timeframes, enrollments, log-ons and other requirements apply. $100 minimum deposit is required to open the account. Monthly Direct Deposit/ACH credit, Bill Pay or ACH debit, and receipt of electronic statements are condition of these accounts. Enrollment in electronic services (e.g. online banking, electronic statements, Kasasa 360) and log-ons may be required to meet some of the account's qualifications. Limit 1 account per social security number as the primary account holder. There are no recurring monthly service charges or fees to open or close this account. Contact a First Bank service representative for additional information, details, restrictions, processing limitations and enrollment instructions. Member FDIC. Kasasa & Kasasa Cash are trademarks of BancVue, Ltd., registered in the U.S.A.