Rates

Rates effective as of 1/15/2015. APY = Annual Percentage Yield

These rates are subject to change without notice. Please ask a Customer Service Representative for current rate information.

Fees may reduce earnings.

Free Kasasa Cash*View Details

BalanceMinimum Required Opening DepositRateAPY
$0 - $25,000$1000.75%0.75%
$25,000+$1000.50%0.76% to 0.55%
All balances if qualifications not met$1000.05%0.05%

To earn your rewards, simply do the following activities and transactions in your Kasasa Cash account each monthly qualification cycle:

  • Have at least 12 debit card purchases post and settle
  • Have at least 1 automatic payment (ACH) or direct deposit post and settle
  • Be enrolled and receive eStatement notice

Kasasa Saver*View Details

BalanceMinimum Required Opening DepositRateAPY
$0 - $25,000$500.70%0.70%
$25,000+$500.50%0.70% to 0.54%
All balances if qualifications not met$500.05%0.05%

To earn your rewards, simply do the following activities and transactions in your Kasasa Saver account each monthly qualification cycle:

  • Have at least 12 debit card purchases post and settle
  • Have at least 1 automatic payment (ACH) or direct deposit post and settle
  • Be enrolled and receive eStatement notice

Checking Accounts

AccountMinimum Opening DepositMinimum BalanceRateAPY
Interest Checking

($100 Minimum Balance)

$100Up to $24,999.990.05%0.05%
$25,000 - $249,999.990.10%0.10%
$250,000 - $499,999.990.15%0.15%
$500,000 and up0.20%0.20%

Savings Account

AccountMinimum Balance to Obtain APYRateAPY
Savings Account$500.15%0.15%

Certificates of DepositsView Details

TermMinimum Opening DepositMinimum Balance to Obtain APYInterest RateAPY
3 Month$2,500$2,5000.10%0.10%
6 Month$2,500$2,5000.30%0.30%
12 Month$2,500$2,5000.50%0.50%
18 Month$2,500$2,5000.60%0.60%
24 Month$2,500$2,5000.70%0.70%
36 Month$2,500$2,5001.00%1.00%
48 Month$2,500$2,5001.10%1.10%
60 Month$2,500$2,5001.35%1.35%

Penalty for early withdrawal.

Money Market Accounts

AccountMinimum Opening DepositMinimum BalanceRateAPY
HI-FI Money Market

($1,000 Minimum Balance)

$100Up to $4,999.990.15%0.15%
$5,000 - $24,999.990.20%0.20%
$25,000 - $49,999.990.25%0.25%
$50,000 - $999,999.990.30%0.30%
$1,000,000 and up0.40%0.40%