Rates

Rates effective as of 11/28/2018. APY = Annual Percentage Yield

These rates are subject to change without notice. Please ask a Customer Service Representative for current rate information.

Fees may reduce earnings.

Free Kasasa Cash*View Details

BalanceMinimum Required Opening DepositRateAPY
$0 - $25,000$1002.25%2.25%
$25,000+$1000.50%2.25% to 0.85%
All balances if qualifications not met$1000.05%0.05%

To earn your rewards, simply do the following activities and transactions in your Kasasa Cash account each monthly qualification cycle:

  • Have at least 12 debit card purchases post and settle
  • Have at least 1 automatic payment (ACH) or direct deposit post and settle
  • Be enrolled and receive eStatement notice

Kasasa Saver*View Details

BalanceMinimum Required Opening DepositRateAPY
$0 - $25,000$500.70%0.70%
$25,000+$500.50%0.70% to 0.54%
All balances if qualifications not met$500.05%0.05%

To earn your rewards, simply do the following activities and transactions in your Kasasa Saver account each monthly qualification cycle:

  • Have at least 12 debit card purchases post and settle
  • Have at least 1 automatic payment (ACH) or direct deposit post and settle
  • Be enrolled and receive eStatement notice

Checking Accounts

AccountMinimum Opening DepositMinimum BalanceRateAPY
Interest Checking

($100 minimum balance)

$100Up to $2,4990.20%0.20%
$2,500 - $24,999.990.25%0.25%
$25,000 - $249,999.990.30%0.30%
$250,000 - $499,999.990.35%0.35%
$500,000 and up0.45%0.45%

Savings Account

AccountMinimum Balance to Obtain APYRateAPY
Savings Account$500.20%0.20%

Certificates of DepositsView Details

TermMinimum Opening DepositMinimum Balance to Obtain APYInterest RateAPY
3 Month$2,500$2,5000.70%0.702%
6 Month$2,500$2,5001.25%1.257%
12 Month$2,500$2,5001.65%1.664%
18 Month$2,500$2,5001.90%1.917%
24 Month$2,500$2,5002.10%2.120%
36 Month$2,500$2,5002.25%2.273%
48 Month$2,500$2,5002.40%2.427%
60 Month$2,500$2,5002.50%2.529%

Penalty for early withdrawal.

Money Market Accounts

AccountMinimum Opening DepositMinimum BalanceRateAPY
HI-FI Money Market

($1,000 Minimum Balance)

$100$0.01 - $10,000.000.500%0.501%
$10,000.01 - $25,000.00 0.550%0.551%
$25,000.01 - $50,000.000.600%0.602%
$50,000.01 - $100,000.000.650%0.653%
$100.000.01 - $250,000.000.700%0.702%
$250,000.01 - $500,000.000.750%0.753%
$500,000.01 - $1,000,000.000.800%0.803%
$1,000,000.01 and up1.000%1.005%