Rates

Rates effective as of 09/18/2019. APY = Annual Percentage Yield

These rates are subject to change without notice. Please ask a Customer Service Representative for current rate information.

Fees may reduce earnings.

Free Kasasa Cash* View Details

Balance Minimum Required Opening Deposit Rate APY
$0 - $25,000 $100 2.25% 2.25%
$25,000+ $100 0.50% 2.25% to 0.85%
All balances if qualifications not met $100 0.05% 0.05%

To earn your rewards, simply do the following activities and transactions in your Kasasa Cash account each monthly qualification cycle:

  • Have at least 12 debit card purchases post and settle
  • Have at least 1 automatic payment (ACH) or direct deposit post and settle
  • Be enrolled and receive eStatement notice

Kasasa Saver* View Details

Balance Minimum Required Opening Deposit Rate APY
$0 - $25,000 $50 0.70% 0.70%
$25,000+ $50 0.50% 0.70% to 0.54%
All balances if qualifications not met $50 0.05% 0.05%

To earn your rewards, simply do the following activities and transactions in your Kasasa Saver account each monthly qualification cycle:

  • Have at least 12 debit card purchases post and settle
  • Have at least 1 automatic payment (ACH) or direct deposit post and settle
  • Be enrolled and receive eStatement notice

Checking Accounts

Account Minimum Opening Deposit Minimum Balance Rate APY
Interest Checking

($100 minimum balance)

$100 Up to $2,499 0.15% 0.15%
$2,500 - $24,999.99 0.20% 0.20%
$25,000 - $249,999.99 0.25% 0.25%
$250,000 - $499,999.99 0.35% 0.35%
$500,000 and up 0.45% 0.45%
     

Savings Account

Account Minimum Balance to Obtain APY Rate APY
Savings Account $50 0.10% 0.10%

Certificates of Deposits View Details

Term Minimum Opening Deposit Minimum Balance to Obtain APY Interest Rate APY
3 Month $2,500 $2,500 0.70% 0.702%
6 Month $2,500 $2,500 1.25% 1.257%
12 Month $2,500 $2,500 1.50% 1.511%
18 Month $2,500 $2,500 1.60% 1.611%
24 Month $2,500 $2,500 1.70% 1.713%
36 Month $2,500 $2,500 1.80% 1.814%
48 Month $2,500 $2,500 1.90% 1.916%
60 Month $2,500 $2,500 2.00% 2.018%

Penalty for early withdrawal.

Money Market Accounts

Account Minimum Opening Deposit Minimum Balance Rate APY
HI-FI Money Market

($1,000 Minimum Balance)

$100 $0.01 - $10,000.00 0.250% 0.250%
$10,000.01 - $25,000.00 0.350% 0.350%
$25,000.01 - $50,000.00 0.450% 0.450%
$50,000.01 - $100,000.00 0.550% 0.551%
$100.000.01 - $250,000.00 0.650% 0.651%
$250,000.01 - $500,000.00 0.800% 0.802%
$500,000.01 - $1,000,000.00 0.850% 0.853%
$1,000,000.01 and up 1.005% 1.009%