Rates

Rates effective as of 4/28/2018. APY = Annual Percentage Yield

These rates are subject to change without notice. Please ask a Customer Service Representative for current rate information.

Fees may reduce earnings.

Free Kasasa Cash*View Details

BalanceMinimum Required Opening DepositRateAPY
$0 - $25,000$1001.25%1.25%
$25,000+$1000.50%1.25% to 0.65%
All balances if qualifications not met$1000.05%0.05%

To earn your rewards, simply do the following activities and transactions in your Kasasa Cash account each monthly qualification cycle:

  • Have at least 12 debit card purchases post and settle
  • Have at least 1 automatic payment (ACH) or direct deposit post and settle
  • Be enrolled and receive eStatement notice

Kasasa Saver*View Details

BalanceMinimum Required Opening DepositRateAPY
$0 - $25,000$500.70%0.70%
$25,000+$500.50%0.70% to 0.54%
All balances if qualifications not met$500.05%0.05%

To earn your rewards, simply do the following activities and transactions in your Kasasa Saver account each monthly qualification cycle:

  • Have at least 12 debit card purchases post and settle
  • Have at least 1 automatic payment (ACH) or direct deposit post and settle
  • Be enrolled and receive eStatement notice

Checking Accounts

AccountMinimum Opening DepositMinimum BalanceRateAPY
Interest Checking

($100 minimum balance)

$100Up to $2,4990.20%0.20%
$2,500 - $24,999.990.20%0.20%
Up to $24,999.990.20%0.20%
$25,000 - $249,999.990.25%0.25%
$250,000 - $499,999.990.30%0.30%
$500,000 and up0.35%0.35%

Savings Account

AccountMinimum Balance to Obtain APYRateAPY
Savings Account$500.20%0.20%

Certificates of DepositsView Details

TermMinimum Opening DepositMinimum Balance to Obtain APYInterest RateAPY
3 Month$2,500$2,5000.25%0.25%
6 Month$2,500$2,5000.50%0.50%
12 Month$2,500$2,5001.00%1.01%
18 Month$2,500$2,5001.10%1.11%
24 Month$2,500$2,5001.25%1.26%
36 Month$2,500$2,5002.00%2.02%
48 Month$2,500$2,5002.10%2.12%
60 Month$2,500$2,5002.25%2.27%

Penalty for early withdrawal.

Money Market Accounts

AccountMinimum Opening DepositMinimum BalanceRateAPY
HI-FI Money Market

($1,000 Minimum Balance)

$100Up to $4,999.990.25%0.25%
$5,000 - $49,999.990.30%0.30%
$50,000 - $249,999.990.35%0.35%
$250,000 - $999,999.990.40%0.40%
$1,000,000 and up0.50%0.50%