(RD) Free Kasasa Cash®

Free Kasasa Cash®

This awesome free checking account lets you earn a very high interest rate and receive nationwide ATM fee refunds* every month, just for doing a couple of easy banking things that you probably already do!

And you can get even more from your Kasasa Cash account by linking it to a free Kasasa Saver® account to receive automatic deposits of your rewards every month for seamless savings. Do You Kasasa?™

  • 2.25% APY* on balances up to $25,000 when qualifications are met
  • 2.25% to 0.85% APY on balances over $25,000 when qualifications are met (depending on balance in account)*
  • 0.05% APY* if qualifications aren't met
  • ATM fee refunds nationwide (up to $25 monthly)*
  • Pair with a Kasasa Saver account and watch your savings grow
  • No minimum balance requirement to earn rewards
  • No monthly service fee
  • Free online banking with bill pay
  • Free mobile banking
  • Free eStatements
  • Free debit card
  • Free Identity Theft Protection
  • FDIC insured
  • Minimum opening deposit of $100

It's Easy to Earn Rewards!

It's easy to get the reward rate and ATM fee refunds.* To earn your rewards, simply do the following activities and transactions in your Kasasa Cash account each monthly qualification cycle:

  • Have at least 12 debit card purchases post and settle
  • Have at least 1 automatic payment (ACH) or direct deposit post and settle
  • Be enrolled and receive eStatement notice

If you don't qualify in a given cycle, no worries. You're checking account is still free and earns our base rate of 0.05% APY.* And you can get right back to earning rewards the very next cycle!

Cycle Dates

All debit card purchases and ACH transactions must be posted to the account during the "Qualification Cycle". The Qualification Cycle ends one business day before the Statement Cycle. This allows the interest and ATM refunds to be computed and paid on the last day of the Statement. Kasasa Cash Statement Cycles end on the 27th of each month. Due to holidays and weekends the Qualification Cycle does not always end on the 26th, and can range between the 23rd and the 26th of the given month. The actual dates are listed below. All 12 Point-of-Sale debit card transactions must be posted to the account by the end date of the Qualification Cycle.

2018 Qualification Cycle Dates

December - November 27, 2018 to December 26, 2018


2019 Qualification Cycle Dates

January - December 27, 2018 to January 24, 2019

February - January 25, 2019 to February 26, 2019 

March - February 27, 2019 to March 26, 2019 

April - March 27, 2019 to April 25, 2019

May - April 26, 2019 to May 23, 2019 

June - May 24, 2019 to June 26, 2019

July - June 27, 2019 to July 25, 2019 

August - July 26, 2019 to August 26, 2019

September - August 27, 2019 to September 26, 2019 

October - September 27, 2019 to October 24, 2019 

November - October 25, 2019 to November 26, 2019

December - November 27, 2019 to December 26, 2019

*Qualifications Information: Account transactions and activities may take one or more banking days to post and settle to the account and all must do so during the Monthly Qualification Cycle in order to qualify for the account's rewards. The following activities do not count toward earning account rewards: ATM-processed transactions, transfers between accounts, debit card purchases processed by merchants and received by First Bank as ATM or transactions and purchases made with non-First Bank issued debit or credit cards. "Monthly Qualification Cycle" means a period beginning one (1) day prior to the first day of the current statement cycle through one (1) day prior to the close of the current statement cycle.

Reward Information: When your Kasasa Cash account qualifications are met during a Monthly Qualification Cycle, (1) Balances up to $25,000 receive APY of 2.25%; and balances over $25,000 earn 0.50% interest rate on the portion of balance over $25,000, resulting in a range from 2.25% - 0.85% APY depending on the account's balance and (2) you will receive reimbursements up to $25 for nationwide ATM fees incurred during the Monthly Qualification Cycle in which you qualified. An ATM receipt must be presented within thirty (30) calendar days of transaction for reimbursements of individual ATM fees of $5.00 or higher.

When Kasasa Cash qualifications are not met, all balances in the account earn 0.05% APY and ATM fees are not refunded.

Interest and ATM fee reimbursements will be credited to your Kasasa Cash account on the last day of statement cycle.. APY = Annual Percentage Yield. APYs accurate as of 01/07/2015. Rates and rewards are variable and may change after account is opened. Fees may reduce earnings.

Additional Information: Account approval, conditions, qualifications, limits, timeframes, enrollments, log-ons and other requirements apply. $100 minimum deposit is required to open the account. Monthly Direct Deposit/ACH credit, Bill Pay or ACH debit, and receipt of electronic statements are condition of these accounts. Enrollment in electronic services (e.g. online banking, electronic statements, Kasasa 360) and log-ons may be required to meet some of the account's qualifications. Limit 1 account per social security number as the primary account holder. There are no recurring monthly service charges or fees to open or close this account. Contact a First Bank service representative for additional information, details, restrictions, processing limitations and enrollment instructions. Member FDIC. Kasasa & Kasasa Cash are trademarks of BancVue, Ltd., registered in the U.S.A.