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This awesome free checking account lets you earn a very high interest rate and receive nationwide ATM fee refunds* every month, just for doing a couple of easy banking things that you probably already do!
And you can get even more from your Kasasa Cash account by linking it to a free Kasasa Saver® account to receive automatic deposits of your rewards every month for seamless savings. Do You Kasasa?™
It's easy to get the reward rate and ATM fee refunds.* To earn your rewards, simply do the following activities and transactions in your Kasasa Cash account each monthly qualification cycle:
If you don't qualify in a given cycle, no worries. You're checking account is still free and earns our base rate of 0.05% APY.* And you can get right back to earning rewards the very next cycle!
All debit card purchases and ACH transactions must be posted to the account during the "Qualification Cycle". The Qualification Cycle ends one business day before the Statement Cycle. This allows the interest and ATM refunds to be computed and paid on the last day of the Statement. Kasasa Cash Statement Cycles end on the 27th of each month. Due to holidays and weekends the Qualification Cycle does not always end on the 26th, and can range between the 23rd and the 26th of the given month. The actual dates are listed below. All 12 Point-of-Sale debit card transactions must be posted to the account by the end date of the Qualification Cycle.
2018 Qualification Cycle Dates
January - December 26, 2017 to January 25, 2018
February - January 26, 2018 to February 26, 2018
March - February 27, 2018 to March 26, 2018
April - March 27, 2018 to April 26, 2018
May - April 27, 2018 to May 24, 2018
June - May 25, 2018 to June 26, 2018
July - June 27, 2018 to July 26, 2018
August - July 27, 2018 to August 24, 2018
September - August 25, 2018 to September 26, 2018
October - September 27, 2018 to October 25, 2018
November - October 26, 2018 to November 26, 2018
December - November 27, 2018 to December 26, 2018
*Qualifications Information: Account transactions and activities may take one or more banking days to post and settle to the account and all must do so during the Monthly Qualification Cycle in order to qualify for the account's rewards. The following activities do not count toward earning account rewards: ATM-processed transactions, transfers between accounts, debit card purchases processed by merchants and received by First Bank as ATM or transactions and purchases made with non-First Bank issued debit or credit cards. "Monthly Qualification Cycle" means a period beginning one (1) day prior to the first day of the current statement cycle through one (1) day prior to the close of the current statement cycle.
Reward Information: When your Kasasa Cash account qualifications are met during a Monthly Qualification Cycle, (1) Balances up to $25,000 receive APY of 0.76%; and balances over $25,000 earn 0.50% interest rate on the portion of balance over $25,000, resulting in a range from 0.76% to 0.55% APY depending on the account's balance and (2) you will receive reimbursements up to $25 for nationwide ATM fees incurred during the Monthly Qualification Cycle in which you qualified. An ATM receipt must be presented within thirty (30) calendar days of transaction for reimbursements of individual ATM fees of $5.00 or higher.
When Kasasa Cash qualifications are not met, all balances in the account earn 0.05% APY and ATM fees are not refunded.
Interest and ATM fee reimbursements will be credited to your Kasasa Cash account on the last day of statement cycle.. APY = Annual Percentage Yield. APYs accurate as of 01/07/2015. Rates and rewards are variable and may change after account is opened. Fees may reduce earnings.
Additional Information: Account approval, conditions, qualifications, limits, timeframes, enrollments, log-ons and other requirements apply. $100 minimum deposit is required to open the account. Monthly Direct Deposit/ACH credit, Bill Pay or ACH debit, and receipt of electronic statements are condition of these accounts. Enrollment in electronic services (e.g. online banking, electronic statements, Kasasa 360) and log-ons may be required to meet some of the account's qualifications. Limit 1 account per social security number as the primary account holder. There are no recurring monthly service charges or fees to open or close this account. Contact a First Bank service representative for additional information, details, restrictions, processing limitations and enrollment instructions. Member FDIC. Kasasa & Kasasa Cash are trademarks of BancVue, Ltd., registered in the U.S.A.